lacedinlavender said:
For those of you who HAVE gotten married while you're in college, what type of jobs do you have? How much money do you make? Do you have a strict budget with all your money allocated for bills, or do you have a little room to breathe financially--ie do you have any discretionary funds?
I'm just curious because my boyfriend and I have been discussing marriage a lot lately, but he's much more hesitant than I am to get married while we're in college; basically, he's scared to death that we won't be able to make it.
Jen
My husband is in the air force, so we have our housing needs taken care of (we get an extra housing allowance), but for the first three months of our marriage we were living apart, so my rent was $600 a month, plus bills. I worked full time and made $10 an hour at a call center, which was enough to cover my rent, bills, and food for the month -- but not much else. Now that we're able to live together everything is a lot easier because of the shared living space (rent is cut in half), plus your food costs will go down, too, since you only need one of many things (butter, milk, etc).
How much money you need depends on where you live. At the moment we're in Hawaii and cost of living here is a lot higher -- most 2 bedroom apartments run 1000-1750 a month.
Most couples can live on a lot less than they think they can. You just have to figure out how much you'll need each month for rent, food, bills, and any other miscellaneous items that might come up (movies? CDs?), and then figure out how much you need to make to cover that.
Another thing to think about is that most married college students get more financial aid options, which is a huge help! You'll also (probably) get quite a bit of money in wedding checks from great aunts you didn't even know you had.
The trick, for us, has just been limiting what we spend money on. We pay our bills first, buy groceries, and eat at home as much as possible. (Sorry if I have typos...I've got a bandaid on my finger that isn't showing me the love....) Eating at home saves a TON of money. Also, instead of going out to movies we'll rent a movie or buy one for $5 at Wal-Mart. You can keep your electric bills low by using fans instead of the AC and space heaters instead of a gas furnace, keeping your water heater on a low setting, and turning lights off when you leave the room.
We may not get everything we want or have to wait a couple of paychecks for something, but we've survived just fine!!