You are asking about "modern" and I assume English translations and a lot has been shared concerning the NASB, which I use for accuracy. However, I much prefer the HCSB for devotional reading.
From a wannabe Universalist Romans 10:9 New International Version
If you declare with your mouth, "Jesus is Lord," and believe in your heart that God raised him from the dead, you will be saved.
Addressed to the OP. Atheism is generally not a positive belief that no god exists. Normally it is a lack of belief due to lack of evidence that a god exists. This is similar to belief that there is no planet between Earth and Mars. They don't have a positive belief because they can prove...
If you believe that you are to pay a tithe then pay it. If you do not, then it is still reasonable to give offerings to the place where your spirit is nourished. If you are not being nourished at your home church then find one where you are.
I do not find it offensive. It simply means that I believe something that is not considered orthodox by a majority. In fact, I do believe something that is considered a heresy. I am an annihilationist. "Heresy" is a noun, it is defined as "belief or opinion contrary to orthodox religious...
My friend, I went back and read the post by our brother, he was referring to your unorthodox understanding of the doctrine, not to you. Do you find the word heresy offensive?