- Sep 4, 2005
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I know the healthcare debate can be a touchy subject...however, this aspect of healthcare that I'd like to discuss should hopefully be far less emotion-inducing, as it doesn't pertain to "whether or not we should have universal healthcare"
Regardless of whether or not our healthcare is universal, should there be a bigger push to eliminate things that aren't real medicine from our medical expenditures? Whether or not it's state-backed insurance, or private pay insurance, non-scientific forms of healthcare can bleed any system.
I'm sure there are many forms out there, however I'd like to touch on a few of the big ones.
Chiropractic: Medicare alone (this figure doesn't include the enormous amount of money that private insurance shells out) has forked over roughly $475 million per year on Chiropractors. 30 million Americans per year see them on a regular basis, the industry as a whole rakes in revenue of nearly $13 billion per year...~60% of which is billed to the insurance companies (meaning we're all paying for it).
Acupuncture: Surprisingly, there are insurance companies that will cover this in about 20% of cases
Homeopathic/Naturopathic Medicine: There's a kicker with this one...while it's not always covered (because in most cases, it's not a licensed professional doing it), if the person with a homeopathic/naturopathic practice is a licensed professional (many times it's Chiropractors, in fewer cases, it's unscrupulous people with an MD who've found a way to make a lot of money) the consultations can be submitted to (and covered by) insurance companies.
This practice really ramped up over the last few years due to a provision in ACA (I'm not saying this to start an argument over ACA, just pointing out a flaw within the law)
the Affordable Care Act mandates that insurers not discriminate against licensed health care providers, including those who practice alternative medicine, such as naturopaths, homeopathy, and acupuncturists.
Essentially, with the way the law is written, a person can obtain a legitimate medical degree, get their licence to practice as an M.D., DDS, etc... and then turn around and open up a homeopathic practice and can then be allowed to submit the charges to insurance companies.
A lot of times, medical quackery can end up being a double whammy in terms of costs. Money gets paid out to the quacks, and when that treatment doesn't work, and the people eventually go to real doctor to get fixed up, more money has to be shelled out for that.
So I guess this question could be posed two different ways to two different groups?
For those in favor of private pay, should there be a more concerted effort to remove forms of quackery, especially now considering that people are required to have insurance?
For those in favor of switching to a state-backed universal model, should there be efforts to eliminate the forms of quackery prior to cutting over to this model as to minimize the burden on the folks who are paying taxes to fund it?
Thoughts?
Regardless of whether or not our healthcare is universal, should there be a bigger push to eliminate things that aren't real medicine from our medical expenditures? Whether or not it's state-backed insurance, or private pay insurance, non-scientific forms of healthcare can bleed any system.
I'm sure there are many forms out there, however I'd like to touch on a few of the big ones.
Chiropractic: Medicare alone (this figure doesn't include the enormous amount of money that private insurance shells out) has forked over roughly $475 million per year on Chiropractors. 30 million Americans per year see them on a regular basis, the industry as a whole rakes in revenue of nearly $13 billion per year...~60% of which is billed to the insurance companies (meaning we're all paying for it).
Acupuncture: Surprisingly, there are insurance companies that will cover this in about 20% of cases
Homeopathic/Naturopathic Medicine: There's a kicker with this one...while it's not always covered (because in most cases, it's not a licensed professional doing it), if the person with a homeopathic/naturopathic practice is a licensed professional (many times it's Chiropractors, in fewer cases, it's unscrupulous people with an MD who've found a way to make a lot of money) the consultations can be submitted to (and covered by) insurance companies.
This practice really ramped up over the last few years due to a provision in ACA (I'm not saying this to start an argument over ACA, just pointing out a flaw within the law)
the Affordable Care Act mandates that insurers not discriminate against licensed health care providers, including those who practice alternative medicine, such as naturopaths, homeopathy, and acupuncturists.
Essentially, with the way the law is written, a person can obtain a legitimate medical degree, get their licence to practice as an M.D., DDS, etc... and then turn around and open up a homeopathic practice and can then be allowed to submit the charges to insurance companies.
A lot of times, medical quackery can end up being a double whammy in terms of costs. Money gets paid out to the quacks, and when that treatment doesn't work, and the people eventually go to real doctor to get fixed up, more money has to be shelled out for that.
So I guess this question could be posed two different ways to two different groups?
For those in favor of private pay, should there be a more concerted effort to remove forms of quackery, especially now considering that people are required to have insurance?
For those in favor of switching to a state-backed universal model, should there be efforts to eliminate the forms of quackery prior to cutting over to this model as to minimize the burden on the folks who are paying taxes to fund it?
Thoughts?