I will from a human standpoint help people and act in an ethical manner. I want to own my own business one day which will be run with ethics but you pointed out and we ALL know from a STRICT standpoint of money (which is sadly how this country runs with or without laws, if it didn't we wouldn't have over 2,000,000 people locked up tonight, it makes sense. By the way, there is also some ethics to REFUSING treatment, which as I pointed out earlier people are more likely to do when they have to fork it out themselves. Now there are people like me who would do it any now just for everyone's sake ( even if it all is run by taxes people are still paying for it., but there are people who will just keep sacking money when they KNOW they will NOT get any better. I am talking about people who are deathly ill with no chance of getting better and just keep having things done any now because they can. NOT those who are exspacted to heal or those who are hospice taking pain medications and other things to stay comfortable during their final days, weeks months. I am saying those who next to KNOW there is NOTHING that can be done and just keep using money anyway. Or people who know that a treatment may save them for a few months. Now transplants and things that last for years OK, but like I knew of a man with cancer ( do not know what kind if any insurance he had) but any now there was no treatment left they COULD HAVE DONE that would have given him a few more months TOPS. He chose to somewhere between the medical bills and common sense to refuse that last treatment.