You were insinuating the Housing Crisis was a pure result of racism.
And I was suggesting it was not.
I am an ethnic Black-American male. And in the City of Milwaukee a lot of black males from my generation and younger have felonies. I would say the vast majority of those my age or younger in my neighborhood have felonies. My point here being is that at the very minimum,
the very minimum, the majority of Black-American males my age or younger are as corrupt as me. Many more so.
And lies and crimes are part of the American tradition. Whites in the USA have been doing it a long time.
That's what was
at root of the Housing Crisis. A long American tradition of dishonesty. And that tradition of dishonesty was more systemic in the culture of Chicago than say in the culture of Milwaukee. Chicago also being one of the major financial capitals of the USA.
And while predatory loans may exist individuals--if they are smart enough to vote for a President and smart enough to distinguish which candidate will make the best President--do have some responsibility in accepting or declining a loan they take out.
The whole thing involved the dishonesty of Republicans and Democrats.
All that aside... I have been followed around in stores before to my great annoyance. As far as I can recall I was always wearing jeans. But I can't recall being followed by store personnel when dressed in what some would regard as "dress slacks."
When I'm dressed in said slacks the police do not bother me either. Some have eyed me but with a look more of a surprise or appreciation that I'm not dressed "hood" but dressed what some consider "up."
The way you dress and carry yourself will have some bearing on how others perceive you. Walk around looking like a Hip Hop cultural version of a "thug" and yeah... some people in predominately white areas might fear you.
I'm a smaller guy too. So, I'm also less intimidating looking. I'm also "light skinned," so, many whites can find me less threatening. But then again... race is extremely important to Americans, so, back in the early '90s after "light skinned dudes went out of style"
as many American women put it (see how shallow women can be?), a lot of white women had some level of contempt for men of my hue and had a strong preference for dark skinned black men. Or "real black men" as some of them liked to put it. So, it all depends.
Some of that has changed since the huge popularity of men like Obama, The Rock, Vin Diesel, Tiger Woods and so forth. All anything is in this life is a popularity contest.
So, if you want to be popular in your area dress to be popular (helps if you have the right racial features and skin hue of what's "popular" in society at that given time). That might mean dressing like a "thug" in one area or dressing in suit and tie in a different area.