Home | Be a Christian | Devotionals | Join Us! | Forums | Rules | F.A.Q.


Go Back   Christian Forums > Edification (orthodox Christians only) > Edification (orthodox Christians only) > Prayer Requests
Register BlogsPrayersJobsArcade Calendar Mark Forums Read

Prayer Requests Share your daily prayers, requests, and intercession. Open to non-Christians for prayer requests.

Reply
LinkBack Thread Tools Display Modes
  #1  
Unread 17th December 2002, 02:02 PM
goodgirl's Avatar
Senior Member

40 Gender: Female Faith: Anglican Party: US-Others Country: United States Member For 5 Years
 
Join Date: 10th December 2002
Posts: 716
Blessings: 151,098
Reps: 1,397 (power: 13)
goodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of light
Prayer/Buying a House

Hiya.... I don't know any of you guys, but since we're related and all... I could really use lots of prayers now.  I'm trying to buy a house, which is even more complicated for me than for most.  See, years ago I had to take care of my mom who had to quit her job for health reasons... I had to pay for my sr. year in private college, then support us both on $15K a year.  I also had to buy a car so I could get to work.  End result was ch. 13, which was a small price to pay for helping my family and getting an education.

FF... I paid all the ch. 13 payments on time, finished in May, all my student loans are also paid off, old car was totalled so I paid cash for new one.  Have  a good salary, stable job for 7.5 years. No debt.  However, while my bad credit is pretty much alleviated, the fact that I have no GOOD credit is stopping me.

Bottom line: still supporting my mom... signed a lease-purchase last year, which is to mature next month.  Had been told by mortgage co's that as soon as ch. 13 was paid up, I'd get a mortgage no problem.  Now, they won't even talk to me.  My landlord doesn't know this yet... however, bc of big probs with the house, he's in a bit of a bind bc technically, he broke the lease.  I could move out in a heartbeat and not be in breach, that's not the prob.  Problem is, I love this house and it is (now) a great home... anything else in the same price range is gonna be a slum in an unsafe neighborhood. 

I need a house nowwwww, because my mom hasn't got health ins. or a retirement, and if I could get my taxes reduced I could pay for it... also, I get a raise in March which will put me in the upper tax bracket paying 40%.    My landlord is in Houston paying another mortgage so I think he'd be inclined to at least not throw me out, but OTOH in the past he has sometimes been really monumentally unreasonable.

sorry to go so long   but please pray that my landlord be cool about this, pray that I get a mortgage (I finally got ... ready? a credit card LOL.  that was an unbelievable battle in itself.. but it is a start, at least). Pray that I don't have to move, which will cost me thousands (I know I'll never see my earnest money again)... pray for my mom's health while she's uninsured, etc.  thanks! 
Reply With Quote
Become a CF Site Supporter Today and Make These Ads Go Away!

  #2  
Unread 17th December 2002, 02:38 PM
Amy's Avatar
Quiet Kitty

Gender: Female Faith: Christian Country: United States Member For 5 Years
 
Join Date: 1st June 2002
Posts: 1,400
Blessings: 147,075
Reps: 451 (power: 0)
Amy is a jewel in the roughAmy is a jewel in the roughAmy is a jewel in the roughAmy is a jewel in the roughAmy is a jewel in the rough
I'll be praying, Goodgirl.  My husband and I want to buy a house, too, and though our situation is not as critical as yours it's hard enough. I know how it feels to struggle to have your own home.

I have to say I admire your character - paying for college, supporting your mom, working so hard to make it. You're a very strong person, Goodgirl. God smiles proudly when he looks at you.

I'll be praying.

 

Amy
Reply With Quote
  #3  
Unread 17th December 2002, 02:49 PM
DeputyDan's Avatar
Regular Member

Member For 5 Years
 
Join Date: 25th November 2002
Location: United States
Posts: 475
Blessings: 146,417
Reps: 2,890 (power: 14)
DeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of lightDeputyDan is a glorious beacon of light
1. See if your landlord will finance the house for you - - with the house as collateral.

Do a 5 to 7 year balloon so that he can get his money and you will be past the ch. 13 time.

2. Also, get a credit card where you charge against cash you currently have in the bank. This way you can build credit.

3. Finally, there are probably 500 or more lending agencies in any large city. Don't stick with the one. The Federal gov't through HUD gives significant tax credits to certain taxpayers (in certain income groups) on their first home purchase. Ask about them.
Reply With Quote
  #4  
Unread 17th December 2002, 03:05 PM
goodgirl's Avatar
Senior Member

40 Gender: Female Faith: Anglican Party: US-Others Country: United States Member For 5 Years
 
Join Date: 10th December 2002
Posts: 716
Blessings: 151,098
Reps: 1,397 (power: 13)
goodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of light
thanks all!  Amy, you almost made me cry.. I'm so used to feeling like a horrible person for my ch. 13.. you wouldn't believe how condescending and judgmental people can be. 

Deppity Sir, thanks for your advice... don't think my landlord could or would owner-finance since they're a little stretched on their own house.  But hopefully that also means he won't throw me out, since it's a horrible real estate market and his house is just gonna sit around anyway. Hopefully, at least!

One thing I'm blessed with is a mortgage broker who is on my prayer team. she's been so helpful and encouraging (which is the main thing!)..

thanks for the prayers... it is so massively hard not to get terrified or discouraged.. I hope this is all God's will, because the last year especially has been rough.. and it would be so awesome to have my own home, be secure, start getting back on my financial feet again.  whew!
Reply With Quote
  #5  
Unread 17th December 2002, 04:45 PM
wvmtnkid's Avatar
Order of the Candle

44 Gender: Female Faith: Methodist Party: US-Republican Country: United States Member For 5 Years
View Profile Pic
 
Join Date: 29th May 2002
Location: West Virginia
Posts: 7,995
Blessings: 173,616
Reps: 4,471 (power: 24)
wvmtnkid is a glorious beacon of light
wvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of lightwvmtnkid is a glorious beacon of light
Hi goodgirl! Just moving this to the Prayer forum!
__________________

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Order of the Candle
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


Trust in the Lord with all your heart and lean not on your own understanding.

Proverbs 3:5
---------------------------
Eat a live toad the first thing in the morning and nothing worse will happen to you the rest of the day!
Reply With Quote
  #6  
Unread 17th December 2002, 06:50 PM
GraftMeIn's Avatar
The Masters Gardener

Member For 5 Years
 
Join Date: 16th May 2002
Posts: 4,461
Blessings: 147,250
Reps: 42 (power: 0)
GraftMeIn is on a distinguished road
You will be in my prayers goodgirl.
__________________

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Sing glory to God he is coming!
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


If tomorrow, you should find that I'm gone.
Sing praises to Jesus! I'll be with him, where I belong.

Home is where the heart is. And my heart is with the Lord
Reply With Quote
  #7  
Unread 17th December 2002, 07:06 PM
Lbiagm's Avatar
US Navy Supporter

31 Gender: Male Married Faith: Non-Denominational Party: US-Republican Country: United States Member For 5 Years Commander
View Profile Pic
 
Join Date: 17th November 2002
Location: Hot Springs.Arkansas
Posts: 16,879
Blessings: 152,932
Reps: 605,276 (power: 633)
Lbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud of
Lbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud ofLbiagm has much to be proud of
I will pray for You goodgirl.
__________________
Christian Music is cool.
my wife is super duper cool.
Reply With Quote
  #8  
Unread 17th December 2002, 09:30 PM
Blessed-one's Avatar
a long journey ahead

31 Gender: Female Faith: Protestant Country: Australia Member For 5 Years
 
Join Date: 30th January 2002
Location: Australia
Posts: 13,935
Blessings: 139,500
Reps: 1,971,904 (power: 1,997)
Blessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant future
Blessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant futureBlessed-one has a brilliant future
praying.
__________________
"Rich? More like mired in minutiae ..... In this case it was an indolence characterised by a pursuit of knowledge, a frenzied search for answers to everything, no matter the value of such answers. A civilisation can as easily drown in what it knows as in what it doesn't know."

- Deadhouse Gates by Steven Erikson
Reply With Quote
  #9  
Unread 18th December 2002, 11:44 AM
goodgirl's Avatar
Senior Member

40 Gender: Female Faith: Anglican Party: US-Others Country: United States Member For 5 Years
 
Join Date: 10th December 2002
Posts: 716
Blessings: 151,098
Reps: 1,397 (power: 13)
goodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of lightgoodgirl is a glorious beacon of light
update:  emailed my landlord yesterday regarding some of the last remaining repair issues... in his response, he says he has no problem negotiating a lease for 2003 if I need him to!!    So, at least I know I'm not gonna be tossed out and have to sleep in a dumpster LOL.  And, God willing, I can squeak into a mortgage in time to avoid paying for old uncle Sam's retirement.  Also, I was doing some math yesterday, and since I get a "head of household" tax break, it means I can get another years' raise and not have to pay half my salary to the u.s. govt. (God Bless America and all that, but I'd rather pay my OWN bills!)

Anyhow, the prayers are definitely working... no attitude whatsoever from Landlord.  Usually, anytime I ask for anything he unleashes this barrage of threats and general meanness... so it's nice that I can actually deal with a human and not an e-ville dude!  
Reply With Quote
Reply


Return to Prayer Requests

Thread Tools
Display Modes


 
Become a CF Site Supporter Today and Make These Ads Go Away!


All times are GMT -4. The time now is 05:34 PM.