Absolutely Circuitwriter; something many don't see or refuse to belief. Often they'll point to one or two people who, through extraordinary talent, incredible preservation and hard work, made it out of those sort of systems of poverty. Even then, we have an expectation that most people should try reasonably hard, and poor people should be exceptional. And un-exceptional poor people who don't put every ounce of their abilities into somehow making themselves better, then they don't deserve any of our help.
In the community I serve, which is striken with poverty, I see a horrible amount of financial incompetence as well. These ARE hard-working people, but they don't know how to better themselves and they don't know how to manage their finances. Often being suckered into extremely high interest loans. For example, a young man I talked to needed a car for work. He graduated high school with good grades, but never even CONSIDERED college. Nobody in his family ever went to college, few even graduated high school. Frankly, the kid has nobody in his family who had any experience with things like applications, scholarships, etc. He has no clue HOW to go to college. Then he needed a car for work, so he went where his parents went. A buy-here pay-here slum lot with 25% interest on old junker cars with a price double what they were worth. His car payment is higher for his 100,000 mile clunker than mine is for my 2014 Focus. He had no idea that he could've qualified for a traditional car loan at a dealer, or even a personal loan at a bank for a nice used car. But his parents have bad credit so he assumed he did too.
But there are plenty who will write him off as simply lazy, and he'll continue to be in poverty!